What does it cost?
£0 monthly account feeFreeAgent is included subject to at least one transaction each month; some add-ons are chargeable. Mettle+ is an optional £4/month feature.
What is useful about it?
- FreeAgent included with a monthly transaction condition
- Receipts and business money organisation
- Connections to other supported accounting software
Who can apply?
UK sole traders and eligible limited companies. For companies, the opener must be a director and PSC; no more than two individual PSCs, and only one owner can access the account. Check the full current criteria.
Use the provider’s current criteria and identity checks. An application is a request for an account, not a guarantee of acceptance.
How is your money protected?
The current Mettle bank account is provided by National Westminster Bank plc. Eligible deposits share its £120,000 FSCS limit with other eligible deposits under the same licence; Mettle is not a separate protection allowance.
What should you check?
The single-owner access restriction may not suit a team. Check eligibility and whether you already pay for accounting software.
Work out the cost using your actual payment volume and ask your accountant which integrations fit. Confirm the legal provider, tariff and account features in the terms you are offered.
Affiliate programme status
Accountancy partnerships are a different route. We have not verified an open general publisher commission programme.
SellerBundle has no approved referral URL connected for this provider. The button currently opens the direct provider site.
Where we checked the details
Primary sources checked 11 October 2026. Rules, prices and eligibility can change. Confirm current terms with the official service.